Business Analyst(Lending) – Assistant Manager

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid – Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partner.

About the team: 

Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions

Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.

 

1. 2-3 years’ experience in analytics domain in analytics consulting and/or BFSI industry

2. Strong expertise in machine learning, data analytics, statistics, data management, tools such as python/R, big data, and visualization

3. Strong knowledge of innovation in analytics, analytics use cases and technologies

4. Exceptional problem-solving skills with demonstrated ability to structure complex problems and develop solutions

5. Experience in growth and development of advanced analytics as a practice

6. Driven and proactive in taking initiatives and driving implementation in coordination with the business stakeholders

7. Excellent communication and presentation skills

8. Extremely strong bias for action with an impact-oriented mind set

1. Proficient in SQL/Hive and deep expertise in building scalable business reporting solutions

2. Past experience in optimizing business strategy, product or process using data & analytics

3. Working knowledge in at least one programming language like Scala, Java or Python

4. Working knowledge of Dashboard visualization and CLM tools.

5. Ability to execute cross functional initiatives.

6. Demonstrated ability to directly partner with business owners to understand product requirements.

7. Effective spoken and written communication to senior audiences, including strong data presentation and visualization skills.

8. Prior success in working with extremely large datasets using big data technologies.

9. Detail-oriented, with an aptitude for solving unstructured problem

Education : Bachelors or Master’s degree in statistics, economics, engineering, math or relevant quantitative discipline with strong academic performance is required

 

1. A collaborative output driven program that brings cohesiveness across businesses through technology

2. Improve the average revenue per use by increasing the cross-sell opportunities

3. A solid 360 feedback from your peer teams on your support of their goals

4. Respect, that is earned, not demanded from your peers and manager

 

Compensation: 

If you are the right fit, we believe in creating wealth for you

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!