Enterprise Risk Management – Manager

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid – Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

The incumbent will be expected to design and implement ERM using COSO framework or ISO 31000.

Legal team facilitates the legal risk and compliances centrally and ensures business activities are conducted in conformity with all applicable laws, regulations, internal policies and procedures. Serve as a liaison for local regulators, legal bodies as well as maintaining relationships with them. Ensure local regulatory permissions for Paytm remain current and appropriate for business needs. 

1. Facilitate the execution of ERM Framework

2. Assist in identification, assessment, prioritization and mitigation of risks across various departments

3. Interpret and summarize risk reports from different Departments / businesses

4. Proactively engage the Risk Champions / Risk Owners to refresh, manage and report risks while acting as a centralized ERM resource Superpowers/ Skills that will help you succeed in this role

5. 7 years of experience in Risk Management.

6. Knowledge of ISO 31000 and COSO Framework

7. Ability to facilitate discussions on risk identification, assessment, prioritization and mitigation

8. Ability to work effectively in a fast-paced, team environment

9. High level of commitment to quality work product, organizational ethics and integrity

10. Strong interpersonal skills and the ability to effectively communicate, both written and verbally

1. A collaborative output driven program that brings cohesiveness across businesses through technology

2. Improve the average revenue per use by increasing the cross-sell opportunities

3. A solid 360 feedbacks from your peer teams on your support of their goals

If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story