Product Management- Senior Product Manager- Lending ( Cross Sell)
Job Description
About Us: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, Elevation Capital, Berkshire Hathaway, T Rowe Price and Discovery Capital
About the team: We are an end to end tech enabled credit platform providing seamless credit access to customers. Our capabilities extend from fully digitized customer on-boarding, seamless in-app to real times offers for We partner with financial institutions and leverage the insights we gather through our ecosystem design and offer innovative and customized financial products to our consumers and merchants
Key responsibilities:-
· Analyse funnels for paytm credit product and recommend ways to improve target metrics.
· Own the execution of growth initiatives for lending products to optimise for funnel efficiency.
· Collaborate with cross-functional teams to ensure end-to-end delivery of initiatives across the funnel: conversion optimization, improving delivery customer experience
· Ideate on new product ideas/feature to improve overall growth of credit products
· Execute A/B test framework across Paytm ecosystem for lending to converge on best business uses cases and prioritise iterations based on ROI
· Understand regulatory requirements and help create new channels for growth
· Use qualitative and quantitative analysis to get customer insights and optimize user flows
· Do competitive benchmarking and identify and improvise of best practices across the ecosystem and double down on what’s already working
· Communication and collaboration – Evangenlise and communicate the poduct plan and collaborate directly with engineers and designers to arrive at detailed solutions to new initiatives
· Apply low fidelity design to prevent vision to solutions and create a seamless cross-product experince for users
· Ensure all deliveries are measurable quantitavely to understand their efficacy
Requirements:-
· 4+ years of B2C product management experience
· Directly involved in taking a stable product to scale of 1M+ users
· Strong problem solving skills with highest degree of cosumer empathy
· Understanding of business guidelines for credit products (good to have)
· Hands of experince of data analytics and visualisation
· Ability to break a complex business requirement into executable actions while effectively aligning the product vision across all relevant functions
· Skills that will equip you to understand product, busness and tech execution trade-offs
· Optional – Prior experience in credit/fintech industry
Why Join us?
Bragging rights to be behind the largest fintech lending play in India
A fun, energetic and a once-in-a-lifetime environment that enables you to achieve your best possible outcome in your career
Compensation:If you are the right fit, we believe in creating wealth for you
With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
